Mortgage Loan Private

Settle in Days and not Months

Mortgage AI are specialist mortgage loan private lenders and its principles have been involved in lending (and having returned) over $1billion dollars’ worth of private capital over decades which makes us an experienced private mortgage companies in the market. We have seen every cycle in property prices and interest rate movements. We can say with confidence that private mortgages when underwritten with the correctly withstand all market conditions and are safe and reliable way to get a decent return as an investor (Lender) and commercially advantageous as a borrower due to the flexibility of a well written private mortgage.

Since the beginning of the financial systems the private mortgage loan has been used as a secured vehicle for funding and investments for both borrowers and investors.

For private mortgages Australia there are a multitude of private lenders. A private mortgage is a loan with a set duration, fixed interest rate, and interest-only, or capitalized (Paid upon exit) payments that is backed by real estate and is created by a contract between a borrower and a lender (investor).

Mortgage AI is a lead arranger / mortgage manager for some Ultra High Net Worth Families in Australia with some relationships spanning decades. The commercial logic for the families who use private mortgages is part of their fixed income strategy. In many cases these families made their money from property so understand it as an asset class intimately

To get our most up to date interest rate terms and flexible underwriting get In touch with one of our experts and we can quickly discern pricing approach and which private lender / lending product will be a good fit.