Welcome to Mortgage AI, your gateway to hard money, private mortgages, fast caveat loans and wholesale business-to-business lending solutions. We understand the unique challenges and opportunities facing businesses in our key commercial mortgage markets. Our approach to property lending is backed by hard money and private family office private mortgage capital and combined with institutional funding lines. We can settle transactions within 24 ~ 48 Hours.   

Unlock your full potential with access to smart capital. We underwrite Commercial Lenders, Commercial Originators and Directly. We provide speed and flexibility to market by understanding the best credit approach to a client’s needs that’s based on achievable commercial reality. We focus on the timing and context of the client’s transaction needs. Our focus remains to assist those that need a nimble credit decision. Our experience in origination spans decades. Deep commercial and personal connections to liquid capital mixed with a long-term repeat underwriting track record gives us an experience-based advantage. We can competitively underwrite based on experience in the broad scope of mortgage-backed lending markets and match this with B-Spoke proven liquid sources. Once there is commercial clarity on underwriting terms then we leverage modern smarts like electronic transaction documentation, and front-end paralegal handover and clearly articulated telephone instructions that assists and motivates the transaction lawyers to expedite commercial draw down / loan closing.